Financial literacy
lessons for
schools
Request free trialMoneyTime is a web-based, self-taught financial literacy program that makes teaching financial literacy easy.
The program is suitable for students from grades 5 to 7, inclusive.
Set up is remarkably simple and takes less than 2 minutes – no webinars required! There is no prep time for lessons and quizzes are automatically marked. It couldn’t be easier for you!
70,000+
Students
750+
Schools
2,000+
Teachers
Why choose MoneyTime for your financial literacy lessons?
No teacher training required
MoneyTime makes it easy to teach financial literacy by doing the teaching for you. The program provides self directed learning allowing students to work through the program independently. Lesson plans are provided to help you guide students if necessary and are full of practical activities to spark conversation and expand on what has been taught in the program.
Regular automatically marked assessments
MoneyTime has automatically marked quizzes and tests to assess student progress after each lesson. Easy to follow reporting functions provide detailed feedback on student results for yourself, your exec team and your board.
Learning through play
By combining interactive financial literacy lessons with a fun money management game it maximizes students’ engagement and enjoyment.
Students earn virtual money for completing lessons. They can then spend that money in the game. Students can choose to spend, save, invest or donate to charity. The decisions they make have simulated real life outcomes that help students understand the impact of their choices. This enables students to explore making financial decisions without risk, or fear of failure.
Learn more about how the MoneyTime game works
Built in parent engagement
In addition to 30 classroom lessons, there are 13 lessons for students to complete with their parent or guardian. These are completely optional but are highly recommended as they enable students to put their learning into their own real life context.
Teachers tell us that parents love that their child is learning how to be smart with money, and are often surprised at their child’s level of understanding of the personal finance topics gained from the MoneyTime program.
Analysis of student test results shows a 44% average increase in knowledge across all lessons, proof that MoneyTime really works!
South African Interclass Competition
MoneyTime’s interclass competition is underway! Classes from all over South Africa are competing for the title of Best Financial Literacy Class.
Scores for participating classes are based on the students’ module quiz scores and the percentage of students completing the program in their class.
The competition runs from 19 January to 3 December 2024. If you teach grade 5-7 students and would like your class to take part, contact us and we’ll get you underway.
Implementing a financial education curriculum
How to fit MoneyTime into your timetable
The 30 financial literacy lessons fit equally well into English, Maths and Social Science learning areas. The program is best utilised as a block/unit (2-3 modules per week) to get the maximum benefit of continuity.
Quick and easy to implement
Getting started takes just 2 minutes. There are no webinars to watch or lengthy lesson preparation to do. It’s just as quick for your students. Once they have watched the short introductory video explaining how the program works, they can start the lessons.
Maximum flexibility
Each financial literacy lesson only takes thirty minutes - meaning plenty of flexibility. They can be scheduled into your timetable, used as extension activities, set for homework and are an easy filler for relief teachers. If you can’t fit them into a block, use them as end of year fun!
Easy to follow lesson guides
MoneyTime provides lesson guides that include activities and discussions for you to do with your students after each lesson. This is important for feedback, questions and reinforcement.
Hear from teachers using MoneyTime
How MoneyTime works
30 Practical personal finance lessons
MoneyTime covers a wide range of money lessons for grades 4, 5, 6 and 7. Topics include employment, job application, career choice, banking, property purchase, investing and business basics.
13 Parent-child
lessons
Additional to the 30 student lessons are 13 parent child lessons. These are designed for students to complete with a parent or trusted adult. They are completely optional but are highly recommended as they help to put learning into real life context.
Fun money management game
Lessons are combined with a fun money management game. The game lets students try out the strategies they’ve learnt in the program to grow and manage their money.
30 Minutes for
each lesson
Each lesson module only takes 30 minutes to complete and play the money management game meaning they’re easy to fit in your class timetable.
What Teachers are saying
Teachers at Selwyn House School have been testing MoneyTime’s financial literacy program for the last 9 months and their feedback has been unreservedly positive. The authors have gone to great lengths to ensure the material is age appropriate, engaging and effective. I have no hesitation in recommending MoneyTime as a valuable teaching resource for such an important life skill.
Dr Lyn Bird, Principal
My class are loving the program and are begging me to unlock the next module. They are telling me their parents are just as excited as them about the program and are working through it with them at night. This is a fantastic way to get families talking. I think it is one of the best programs I have used as far as student engagement goes and it’s great to see they are transferring their learning back into the classroom program.
Julie Burrows, Academic Coordinator
The developers of this program clearly have a great sense of humour and a great understanding of children in this age group. They have made the subject both fun and engaging, with humour and incentives which hook the learners from their first module. My class loves it and asks every day if today is a MoneyTime day! Their parents are loving that they are being introduced to complex concepts about managing finances from a young age. I highly recommend it.
Ann Smales, Teacher
Thanks so much, my students are loving this program. We had parent/teacher conferences last week and a number of parents said that it has resulted in a conversations about 'money'. It is great to see this happening.
Shane Lavery, Teacher
The class was super excited to be doing this, they loved it today, even the ones who did it last year were excited. It’s so nice when they are all this enthusiastic about their learning.
Lisa Ashton, Teacher
The kids are totally into it and very highly motivated. From a VERY low baseline of knowledge, they’re now bandying words like mortgage and interest and investment like old hands. Best of all, they’re seeing in a very graphic and understandable way how money works and how it grows. Thanks so much for giving us the opportunity to use this excellent program.
David Mackenzie, Teacher
What MoneyTime teaches students
Earning, Saving and Employment
In these initial lessons students learn how money gets earned, the importance of saving, and how interest works.
The employment modules introduce them to careers they might be interested in and give an understanding of the job application process.
Smart Spending, Budgets, Banking and Payments
Students learn how to make good buying decisions, how to prepare basic budgets, how bank accounts work and the different ways of making payments so that they feel confident managing their money.
Borrowing, Borrowing and Repayments, Rent or Buy, Mortgages, Buying property
Students are introduced to the concepts of debt, loans, and repayments so they don’t feel afraid of these when they are exposed to them in the future.
The thought of buying a property is intimidating for most people so the property modules normalize the process by walking students through the basics of property purchase and explore the cost differences between renting and buying.
Fixed Term Deposits, Property Investment, Shares, Collectibles, Business Basics, Marketing, Promotion, Profit and Loss
You can make money with money! Students are introduced to different types of investments and the basics of business so that they begin to understand how they can use them to increase their wealth.
They learn how businesses work, how they make money and the different kinds of jobs businesses offer.
What students are saying about MoneyTime
I like MoneyTime, because it teaches me how to invest and think about my long-term future.
Jean Luc
I love MoneyTime because it has taught me how to manage and be more responsible with my money.
Hope
I appreciate MoneyTime because it has simplified all the EMS work that I have had to do over the terms.