Financial literacy
lessons for
schools
Request free trialMoneyTime is a web-based, self-taught financial literacy program that makes it easy for South African teachers to teach financial literacy in EMS.
The program is suitable for students from grades 5 to 8, inclusive.
Set up is remarkably simple and takes less than 2 minutes – no webinars or videos required! There is no prep time for lessons and quizzes are automatically marked. It couldn’t be easier for you!
130,000+
Students
1,500+
Schools
4,000+
Teachers
MoneyTime’s financial literacy lessons
MoneyTime consists of 11 core financial literacy lessons and 20 extension lessons, all of which imitate real life experiences – from wages, savings and tax to mortgages, buying real estate and simple investing.
- Earning, saving and interest
- Employment and tax
- Budgeting and payment methods
- Borrowing and credit
- Purchasing property
- Investing
- Business Basics
- Insurance, Warranties and online safety
Why choose MoneyTime for your financial literacy lessons?
No teacher training required
MoneyTime makes it easy to teach financial literacy by doing the teaching for you. The program provides self directed learning allowing students to work through the program independently. Lesson plans are provided to help you guide students if necessary and are full of practical activities to spark conversation and expand on what has been taught in the program.
Regular automatically marked assessments
MoneyTime has automatically marked quizzes and tests to assess student progress after each lesson. Easy to follow reporting functions provide detailed feedback on student results for yourself, your exec team and your board.
Hands on learning
By combining interactive financial literacy lessons with a fun money management game it maximizes students’ engagement and enjoyment.
Students earn virtual money for completing lessons. They can then spend that money in the game. Students can choose to spend, save, invest or donate to charity. The decisions they make have simulated real life outcomes that help students understand the impact of their choices. This enables students to explore making financial decisions without risk, or fear of failure.
Learn more about how the MoneyTime game works
Built in parent engagement
In addition to 30 classroom lessons, there are 13 lessons for students to complete with their parent or guardian. These are completely optional but are highly recommended as they enable students to put their learning into their own real life context.
Teachers tell us that parents love that their child is learning how to be smart with money, and are often surprised at their child’s level of understanding of the personal finance topics gained from the MoneyTime program.
Test results show a 42% average increase in knowledge across all lessons,
proof that MoneyTime really works!
South African Finlitics Competition
MoneyTime’s Finlitics Competition is a nation-wide interclass competition where classes across South Africa compete for the title of Best Financial Literacy Class.
Every class using MoneyTime is automatically entered in the competition.
Scores for participating classes are based on the students’ module quiz results and the percentage of students completing the program in their class.
The competition is a fun way to stimulate interest in financial literacy and generate some healthy inter-class rivalry!
The competition will run from 12 January to 18 December 2026. If you teach Grade 5-9 students and would like your class to take part, contact us and we’ll get you underway.
MoneyTime in the South African Curriculum
MoneyTime's 30 lessons are perfect for the financial literacy and entrepreneurship components of the Year 6-8 EMS curriculum.
Implementing MoneyTime's financial education curriculum
How to fit MoneyTime into your timetable
MoneyTime is best utilised as a block/unit (2-3 modules per week) to get the maximum benefit of continuity.
Quick and easy to implement
Getting started takes just 2 minutes. There are no webinars to watch or lengthy lesson preparation to do. It’s just as quick for your students. Once they have watched the short introductory video explaining how the program works, they can start the lessons.
Maximum flexibility
Each financial literacy lesson only takes thirty minutes - meaning plenty of flexibility. They can be scheduled into your timetable, used as extension activities, set for homework and are an easy filler for relief teachers. If you can’t fit them into a block, use them as end of year fun!
Easy to follow lesson guides
MoneyTime provides lesson guides that include activities and discussions for you to do with your students after each lesson. This is important for feedback, questions and reinforcement.
ST4S Assessed
The MoneyTime financial education program has been assessed by Safer Technologies 4 Schools under framework version 2024.1 and has successfully qualified to be part of the ST4S Product Badge Program.
Hear from teachers using MoneyTime
What Teachers are saying about MoneyTime
Teachers at Selwyn House School have been testing MoneyTime’s financial literacy program for the last 9 months and their feedback has been unreservedly positive. The authors have gone to great lengths to ensure the material is age appropriate, engaging and effective. I have no hesitation in recommending MoneyTime as a valuable teaching resource for such an important life skill.
Dr Lyn Bird, Principal
My class are loving the program and are begging me to unlock the next module. They are telling me their parents are just as excited as them about the program and are working through it with them at night. This is a fantastic way to get families talking. I think it is one of the best programs I have used as far as student engagement goes and it’s great to see they are transferring their learning back into the classroom program.
Julie Burrows, Academic Coordinator
The developers of this program clearly have a great sense of humour and a great understanding of children in this age group. They have made the subject both fun and engaging, with humour and incentives which hook the learners from their first module. My class loves it and asks every day if today is a MoneyTime day! Their parents are loving that they are being introduced to complex concepts about managing finances from a young age. I highly recommend it.
Ann Smales, Teacher
Thanks so much, my students are loving this program. We had parent/teacher conferences last week and a number of parents said that it has resulted in a conversations about 'money'. It is great to see this happening.
Shane Lavery, Teacher
The class was super excited to be doing this, they loved it today, even the ones who did it last year were excited. It’s so nice when they are all this enthusiastic about their learning.
Lisa Ashton, Teacher
The kids are totally into it and very highly motivated. From a VERY low baseline of knowledge, they’re now bandying words like mortgage and interest and investment like old hands. Best of all, they’re seeing in a very graphic and understandable way how money works and how it grows. Thanks so much for giving us the opportunity to use this excellent program.
David Mackenzie, Teacher
What students are saying about MoneyTime
I like MoneyTime, because it teaches me how to invest and think about my long-term future.
Jean Luc
I love MoneyTime because it has taught me how to manage and be more responsible with my money.
Hope
I appreciate MoneyTime because it has simplified all the EMS work that I have had to do over the terms.
Letabo
International Financial Literacy Awards
